Housing

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Eviction Prevention / Rent Relief
Foreclosure Prevention / Mortgage Relief
Multifamily Housing

Eviction Prevention / Rent Relief

Centers for Disease Control — The CDC issued a national moratorium on most evictions for nonpayment of rent effective September 4 through December 31, 2020. The moratorium does not apply to any state, local, or tribal area that has an eviction moratorium that “provides the same or greater level of public-health protection than the requirements” in the CDC order. At the end of the moratorium, tenants will owe any unpaid rent — and landlords are not prevented from charging or collecting fees, penalties, or interest as a result of a tenant’s failure to pay rent on time. To be protected, qualified renters facing eviction must provide a signed declaration to their landlords. Resources:

The Federal Housing Finance Agency — The FHFA announced the extension of their eviction moratoriums through December 31. It applies only to residents of multifamily properties acquired by the Fannie Mae and Freddie Mac through foreclosure or deed-in-lieu of foreclosure. View Information for Tenants Information for Tenants in Rental Properties With a Fannie Mae or Freddie Mac Mortgage. Renters in multifamily properties backed by Fannie and Freddie that are in forbearance are entitled to enhanced protections. While in forbearance, these properties may not evict tenants for nonpayment of rent. Use look-up tools for Fannie Mae and Freddie Mac. Other resources:

Foreclosure Prevention / Mortgage Relief

Centers for Disease Control: The national eviction moratorium ordered by the Centers for Disease Control raises concerns for landlords who need to continue to pay mortgages and other expenses related to rental properties. The CDC order does describe the available federal assistance made available to tenants. HUD informed the CDC that entities who received Emergency Solutions Grants (ESG) or Community Development Block Grant (CDBG) funds under the CARES Act may use these funds to provide temporary rental assistance.

Federal Housing Finance Agency: The FHFA and HUD announced the extension of their foreclosure moratoriums through December 31. The moratoriums apply to single family mortgages insured by the Federal Housing Administration (FHA) or backed by Fannie Mae or Freddie Mac. To understand what protections are available for a specific property, borrowers should first determine whether their loans are owned or backed by one of these federal entities. Use Fannie Mae and Freddie Mac loan look-up tools. Other resources:

Multifamily Housing

HUD posted Flexibilities/Waivers Granted by the CARES Act + Mega Waivers and Guidance on June 22. The compendium covers HOME Investment Partnerships (HOME), Emergency Solutions Grant (ESG), Housing Opportunities for Persons with AIDS (HOPWA), Continuum of Care (CoC) programs, Consolidated Plan waivers,  and environmental review policies. CARES Act self-implementing provisions for the Community Development Block Grant (CDBG) program are included. For more information about CDBG, go to the Communities section of this webpage.

View HUD guidance for owners/agents of FHA-insured properties, project-based rental assistance, Section 232 and Section 811 properties. HUD also provides HOME Program FAQs as well as eviction moratorium material for tenants and owners for units assisted by the HOME Program.

Access multifamily resources and updates from Fannie Mae and Freddie Mac. The National Multifamily Housing Council Coronavirus Hub provides information for building owners. NHC provides resources on property management, multifamily finance, and homeless service providers.