Housing

Updated June 28, 2021

Eviction Moratorium

The Centers for Disease Control extended their national eviction moratorium until July 31, 2021. This is intended to be the final extension. When ordering the extension on June 25, the Biden administration announced that it will implement a whole-of-government approach to prevent an historic wave of evictions this summer. Extending the eviction moratorium through July gives state and local governments more time to distribute $46.55 billion in emergency rental assistance (ERA) to those most in need. 

Emergency Rental Assistance

The Treasury Department's Emergency Rental Assistance (ERA) program has made $46.55 billion available to help renters struggling to pay rent or utilities. State and local grantees use the funds to provide assistance to eligible households through existing or newly created rental assistance programs.

On May 7, the Biden administration announced allocation American Rescue Plan funding with nine policies to ensure that the ERA funding reaches the people who need it most, including targeting $2.5 billion is targeted to the highest-need areas.

On June 24, the Treasury Department announced additional eviction prevention measures to provide guidance to grantees and and ensure that ERA is provided efficiently, effectively, equitably. 

Rental Relief information:

• NLIHC's Treasury ERA dashboard and ERA Resource Hub helps you monitor trends, facilitate resource sharing, and help renters access emergency rental assistance.
• Access renter relief information from Fannie Mae and Freddie Mac. 
• The COVID-19 Eviction Defense Project matches renters with legal assistance and provides advocates with eviction analysis.
• The Mass Access Project's CDC Moratorium Assistant helps tenants anywhere in the country to find out if they qualify for the moratorium and produce a customized letter to send to their landlords.
• Urban Institutes Emergency Rental Assistance Priority Index helps prioritize the most vulnerable renters in your state as part of an equitable COVID-19 response. Search for your county or Continuum of Care.
• NLIHC tracks state and local emergency rental assistance programs.
• Eviction Labs COVID-19 Policy Scorecard provides state-by-state information. Their policy tracker provides information about local emergency ordinances.
• The Consumer Financial Protection Bureau provides information about Protections for Renters During the Pandemic. 
• The National Law Projects Renter and Homeowner Rights During COVID-19 provides resources for advocates, attorneys, and policymakers.

Foreclosure Prevention / Mortgage Relief

HUD, Veterans Affairs, and the USDA will extend their respective foreclosure moratoriums until July 31, 2021. In addition, these three agencies will continue to allow homeowners who have not taken advantage of forbearance to date to enter into COVID-related forbearance through September 30, 2021.

Additional resources:

• How to get help from Fannie Mae and Freddie Mac.
  
• Relief options from HUD and the USDA.
• The National Housing Law Project provides instructions to determine whether a loan is owned or backed by HUD's Federal Housing Administration, the Veterans Administration, or the USDA. 
• The Consumer Financial Protection Bureau provides a Guide to Coronavirus Mortgage Relief Options.
• The National Law Projects Renter and Homeowner Rights During COVID-19 provides resources for advocates, attorneys, and policymakers.
• View NHCs FAQs for homeowners.

For Multifamily Housing, access information HUD, Fannie Mae, Freddie Mac, the National Multifamily Housing Council , and the National Housing Conference.